Texas Truck Store | Heavy Semi Trucks & Drop Deck Trailers
Texas' Premier Heavy Truck & Trailer Dealership | 111 Adams Dr, Albertville, AL 35950
(903) 500-9202 Mon–Fri 9:00 AM – 5:00 PM
Texas Truck Store | Financing
Get Financed

Fund Your Rig.
Keep It Rolling.

Financing built for heavy trucks and drop deck trailers. We work with lenders who understand commercial equipment — competitive rates, clear terms, and fast decisions so you can get back to work.

24 hrs
Pre-Approval
0 impact
Credit Check
0 hidden
Fees

Start Your Application

Quick, secure, and no obligation.

  • Pre-approval within 24 hours
  • No impact to your credit score
  • Multiple lender options
  • Terms built for commercial equipment
Apply Now (903) 500-9202
Your Options

Financing Structures

Pick the structure that fits your operation. We'll match you with a lender who does.

What to Expect

Commercial Equipment Financing

Trucks and trailers are working assets. We structure financing around how you actually use them — not a one-size-fits-all car loan.

  • Pre-approval 24 hrs
  • Typical down payment 10–20%
  • Term range 24–84 mo
  • Credit check impact 0

Traditional Loan

Fixed or variable rates with terms from 24 to 84 months. Straightforward ownership with predictable payments.

Competitive rates No prepayment penalties Simple digital closing

Balloon Financing

Lower monthly payments with a final balloon payment. Built for buyers planning to upgrade or sell within a few years.

Reduced monthly obligations Flexible end-of-term options Trade or refinance at maturity

Lease Options

Structured leases for qualified clients. Lower upfront capital and predictable monthly expenses with flexible end-of-term choices.

Custom mileage allowances Maintenance packages available End-of-term purchase option
How It Works

Application to Delivery

Four steps. Fast decisions. No runaround.

01

Apply Online

Complete our secure application in under 10 minutes. No commitment.

02

We Match

We connect you with the best lender for your unit and credit profile.

03

Get Approved

Pre-approval within 24 hours. No obligation, no pressure.

04

Drive

Sign digitally and take delivery of your truck or trailer.

Apply Now

Get Pre-Approved

Fill out the form and our financing team will get back to you within 24 hours.

Financing Application

Secure, quick, no impact to your credit score.

    Personal Information

    To ensure accurate terms, use the information that matches your driver’s license or other government issued IDs.

    City & State

    Tell us the city and state you currently live in.

    Social Security & Income

    Your data is secure and only used to verify your identity. Your credit score will not be impacted.

    Classic Car Information

    Down Payment

    What credit score do I need?
    Most commercial equipment programs prefer scores above 680. We work with multiple lenders to find the best fit for your situation.
    Do you finance older trucks or trailers?
    Yes. We have lenders who finance older and high-mileage commercial equipment. Age, mileage, and condition all factor into terms.
    What down payment is required?
    Typically 10–20% for qualified buyers. Lower down payments may be available with stronger credit profiles.
    Can I finance shipping costs?
    Some lenders allow rolling transport costs into the loan amount. Ask our financing team for details on your specific unit.

    * Financing offers subject to credit approval. Terms vary based on unit value, down payment, and buyer qualifications. All financing provided through third-party lenders. Pre-approval does not guarantee final approval.

    Ready to Get Rolling?

    Talk to our financing team today. Real people, real answers, no runaround.

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